Terms and conditions of service use
Please read these terms to understand how you may access and use our consultation services in Australia. By using our site or services, you agree to the principles outlined below.
November 1, 2025
Acceptance of terms
By continuing to use our website or book a consultation, you acknowledge and agree to these terms. If you do not agree, please discontinue use. These terms may change and it’s your responsibility to review them periodically.
Definitions
Some terms have special meanings for clarity in this document.
- ‘Service’ refers to the independent consultation and recommendation process offered through our website and our advisers.
- ‘User’ means any individual or organisation accessing our website or engaging with our consultation services.
- ‘Content’ stands for all information, recommendations, and materials provided via the site or service.
- ‘Agreement’ is this Terms and Conditions document establishing your relationship with us.
Service usage guidelines
Our site and advisory services are for general information and consultation only. Individual circumstances always shape specific recommendations.
Eligibility
Consultation services are available to adults legally permitted to make financial decisions in Australia. Users must be over 18.
Proof of age may be required at any stage.
Your responsibilities
Users are expected to interact responsibly and ethically with our services.
- Provide accurate, up-to-date information when requesting advice or consultations.
- Maintain confidentiality and privacy of any information shared by our team.
- Not misuse, reproduce, or redistribute content from our site without written permission.
- Respect communication guidelines for all your interactions with our team.
Prohibited uses
The following actions are not permitted:
- Providing false or misleading information during consultations or when registering for our services.
- Attempting unauthorized access or interfering with site functionality or security measures.
- Uploading harmful, unlawful, or offensive material onto the website or within communications.
- Copying, distributing, or commercialising our content or recommendations.
- Using our services in violation of any applicable Australian laws or regulations.
Intellectual property
All website content, including text, media, graphics, and logos, is owned by briventoquar or licensed for use. Unauthorised use, reproduction, or distribution is prohibited except as expressly allowed by written agreement.
Your content
Any information, queries, or content you submit must comply with Australian law and our guidelines. We may remove unlawful or inappropriate items.
Content rights and usage:
By submitting information or content, you grant us a limited right to use and store such content to provide our services, subject to privacy protections outlined in our Privacy Policy.
Privacy statement
We manage all data according to our Privacy Policy, respecting your privacy in handling contact details, communication, and site usage data. Please review our policy for specific practices and your data rights. Privacy Policy
Disclaimer of warranties
Information provided is for general consultation and may not address every individual situation. Use of our service is at your own judgment and risk.
Important note:
No guarantee can be offered regarding future outcomes or financial results. Recommendations are general in nature and may not reflect your personal circumstances or objectives. Results may vary.
Limitation of liability
Our advisers and website accept no responsibility for any losses, damages, or liabilities arising from use of the service, site, or recommendations, except as required by Australian law.
Indemnification
You agree to indemnify and hold harmless briventoquar and its employees from claims or liabilities resulting from misuse of the site or consultation content.
Dispute resolution and jurisdiction
If a dispute arises, please contact us for informal resolution. If unresolved, Australian law and courts apply.
Arbitration
Any disputes not settled informally may be addressed through arbitration, conducted in accordance with relevant Australian regulations.
Arbitration decisions are final unless subject to legal review.
Online dispute resolution
The Australian Online Dispute Resolution platform may be used for eligible matters. Details are available through the official ODR channels.
See ODR information: See ODR information
Applicable law and jurisdiction
This agreement is subject to the laws of Australia; legal action must be conducted within Australia.
Termination
We reserve the right to suspend services or access where terms are breached, or for legal or operational reasons.
Changes
Terms may be updated at any time. Notice of significant changes will be posted on the site.
Severability
If any part of these terms is found invalid, the remaining provisions remain effective.
Entire agreement
This document, together with relevant policies, outlines your relationship with us in full.
Contact us for queries
Reach out if you have questions about these terms or your use of the site.
Email: content@briventoquar.com
Phone: +61766449345
Address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date of terms: November 1, 2025
Version: 1.0